When I was in my early twenties, my finances were a disaster. I always felt I was ‘broke,‘ and I didn’t set financial goals, let alone achieve them. Money and…
finance
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Building an emergency fund is one essential way to protect yourself from financial emergencies. And, it’s one of the first steps you can take to start saving. Large or small,…
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Credit is an essential subject that we, unfortunately, don’t learn much about in school. Most of us learn how to start building our credit from our parents. Or, we dive…
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I seem to have everything in life except for financial stability. And so, I find myself constantly asking, “why am I always broke?” I have made it through adversity to…
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Money makes the world go round, so the saying goes. Indeed, you can’t do much without money. I know this better than most. But what about financial tips to help…
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Timmy and Rupert both make $5000/mo at their average jobs, but only one will become financially free. Let’s fast forward 30 years — Rupert is able to retire as a millionaire. Whereas…
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There is no such thing as good debt. People like to say small business loans, student loans and house loans are ‘good.’ People are wrong. It’s better to be debt…
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Before the covid pandemic, and the grace period, I never missed a payment on my student loans. That’s right, for years I had a spotless record of making every student…
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I landed my first job out of college teaching middle school Spanish. Woefully underprepared, I went in with nothing but an open-heart and an unlimited supply of energy. I remember…
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Saving money isn’t too difficult, even for beginners. I’ve done it for as long as I can remember. There’s something wildly appealing to me about having more money in my…