finance

When I was in my early twenties, my finances were a disaster. I always felt I was ‘broke,‘ and I didn’t set financial goals, let alone achieve them. Money and…

Building an emergency fund is one essential way to protect yourself from financial emergencies. And, it’s one of the first steps you can take to start saving. Large or small,…

Credit is an essential subject that we, unfortunately, don’t learn much about in school. Most of us learn how to start building our credit from our parents. Or, we dive…

I seem to have everything in life except for financial stability. And so, I find myself constantly asking, “why am I always broke?” I have made it through adversity to…

Money makes the world go round, so the saying goes. Indeed, you can’t do much without money. I know this better than most. But what about financial tips to help…

Timmy and Rupert both make $5000/mo at their average jobs, but only one will become financially free. Let’s fast forward 30 years — Rupert is able to retire as a millionaire. Whereas…

There is no such thing as good debt. People like to say small business loans, student loans and house loans are ‘good.’ People are wrong. It’s better to be debt…

Before the covid pandemic, and the grace period, I never missed a payment on my student loans. That’s right, for years I had a spotless record of making every student…

I landed my first job out of college teaching middle school Spanish. Woefully underprepared, I went in with nothing but an open-heart and an unlimited supply of energy. I remember…

Saving money isn’t too difficult, even for beginners. I’ve done it for as long as I can remember. There’s something wildly appealing to me about having more money in my…