financial planning

When I was in my early twenties, my finances were a disaster. I always felt I was ‘broke,‘ and I didn’t set financial goals, let alone achieve them. Money and…

Building an emergency fund is one essential way to protect yourself from financial emergencies. And, it’s one of the first steps you can take to start saving. Large or small,…

Credit is an essential subject that we, unfortunately, don’t learn much about in school. Most of us learn how to start building our credit from our parents. Or, we dive…

I seem to have everything in life except for financial stability. And so, I find myself constantly asking, “why am I always broke?” I have made it through adversity to…

Money makes the world go round, so the saying goes. Indeed, you can’t do much without money. I know this better than most. But what about financial tips to help…

Timmy and Rupert both make $5000/mo at their average jobs, but only one will become financially free. Let’s fast forward 30 years — Rupert is able to retire as a millionaire. Whereas…

I landed my first job out of college teaching middle school Spanish. Woefully underprepared, I went in with nothing but an open-heart and an unlimited supply of energy. I remember…

No matter whether you’re super-rich or living from paycheck to paycheck, all of us love to save money, some of us in more unusual ways than others. There aren’t many…

In 2019, the average salary was around £30,000 in the UK and $40,000 in the US. Many people scoff at those numbers. “Is that all they pay you?!” “I would never work a job for such low wage.”…

Now that I’m 30, I have the advantage of hindsight. I’ve realized that I didn’t always have healthy financial habits throughout my 20s. I grew up never wanting for anything,…